Where to find the best and cheapest medical insurance?

nikeman343 asked: Ok, I think I am already addicted to this Yahoo Answers thing considering this is my 3rd question already! LOL, Anyway, I have currently been without any health insurance for over a year now and I do not want to risk that any longer! My problem is, of course, money. [...]

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added by World's Best with 3 comments.
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nikeman343 asked:


Ok, I think I am already addicted to this Yahoo Answers thing considering this is my 3rd question already! LOL, Anyway, I have currently been without any health insurance for over a year now and I do not want to risk that any longer! My problem is, of course, money. The insurance offered through my job is pretty good but it is also pretty expensive ($54 every 2 weeks: $108/month) not including dental. I have done the famous google search for health insurance quotes and I keep coming up with the same few sites that acutally show me the quotes and not have to call me or email me some crap. .
Can anyone give me some tips on where to look? I want to pay less then $100/month with dental included and I have found 1 that seems decent so far but I feel like I can find something better.
I am looking for a deductable between $500 and $1000 and the cheapest possible copay, no more than $30.

Thanks!


Written by World's Best on May 29th, 2008 with 3 comments.
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Get your own gravatar by visiting gravatar.com angelstarszzzz
#1. June 1st, 2008, at 6:42 PM.

the cheapest is when you work at a hospital they have great offers on medical benefits

Get your own gravatar by visiting gravatar.com Swiftly
#2. June 2nd, 2008, at 6:19 AM.

I am sure “cheapest medical insurance” could never be the “best”. There’s none!

Get your own gravatar by visiting gravatar.com Priscilla B
#3. June 3rd, 2008, at 1:07 AM.

That’s actually not too bad, as far as insurance goes. I pay $80 a month, but my deductible is $2500. However, my deductible really only kicks in if I have real hospitalization, I don’t have to reach it before I get benefits on doctor visits ($25) and medication (80%) and other things. As someone who is self employed, that was the cheapest decent one I could find. I just got it today, but I have friends who use it and say it’s great. I’m not sure if that’s what you’re looking for, but I’ll try to remember or find the name and get back to you. $100 is not too bad though.

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