on average, what is the monetary value of dental insurance to an employee compared to salary?
Mark asked: if i earn 200k with fully paid family medical but no dental, what would be the equivalent salary of someone that had a family dental package included in their compensation? should i go out and buy my own dental coverage for a family of four? Related posts:Does anyone know the average salary of [...]
2 comments.
Mark asked:
if i earn 200k with fully paid family medical but no dental, what would be the equivalent salary of someone that had a family dental package included in their compensation?
if i earn 200k with fully paid family medical but no dental, what would be the equivalent salary of someone that had a family dental package included in their compensation?
should i go out and buy my own dental coverage for a family of four?
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JOSEPH B
#1. September 19th, 2008, at 7:51 PM.
Private dental coverage usually runs around $30 a month. Maybe it would cost your employer, $20 a month.
Negligible, with your salary.
Because of all the limitations, copays, deductibles, etc, I’ve never seen a private policy that pays out more than it costs.
This is a good example of you being able to “self insure” for your family’s dental coverage. It’s not going to be worth it for you to pay, say, $50 a month for a family plan, that’s going to actually pay out less than $500 a year.